Sort out who actually has what rights — co-tenant, occupant, or boarder — and get a legal plan for unpaid rent, removal, deposits, and damage.
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Roommate disputes are governed less by tenancy statutes than by which of three relationships exists. Co-tenants — both on the lease — are typically jointly and severally liable, meaning the landlord can collect the full rent from either one, and one co-tenant cannot evict the other; only the landlord or a court can end a co-tenant's rights. Leaseholder-plus-occupant arrangements are different: in Ontario, a roommate of a tenant is not covered by the Residential Tenancies Act at all, so the leaseholder can end the arrangement with reasonable written notice rather than a Landlord and Tenant Board eviction.
US law splits on unlisted occupants: many states treat a month-to-month occupant paying rent as a tenant-at-will entitled to formal written notice (commonly 30 days) and a court eviction if they don't leave, while others treat them as licensees removable with shorter process. Owner-occupiers renting a room are a third category — Ontario exempts arrangements where the occupant shares a kitchen or bathroom with the owner (RTA s. 5(i)), and California has a special single-lodger rule letting a homeowner end a lodger arrangement with notice equal to the rent period. Getting this classification right is the first step in every roommate dispute.
Unpaid rent shares, utility arrears, damage contributions, and deposit splits between roommates are civil debts, and the recovery venue is small claims court — not the tenancy tribunal, which generally has no jurisdiction over roommate-versus-roommate money claims. Small claims limits are generous: $35,000 in Ontario, $35,000 in British Columbia's combined CRT/small-claims system, $12,500 in California, and $10,000 in New York, with most states between $5,000 and $25,000. Filing fees typically run $50–$250, and lawyers are optional.
Winning requires proof of the deal and the default: a written roommate agreement is best, but a consistent pattern of e-transfers, texts confirming the split, and bank records will do. Courts expect a written demand letter with a deadline before filing. Remember that beating your roommate in small claims does not protect you from the landlord — if you are a co-tenant, keep the full rent flowing to the landlord while you pursue the roommate, or you risk an arrears eviction of everyone.
Self-help removal — changing locks, bagging belongings, cutting the Wi-Fi or utilities — is illegal virtually everywhere, even against occupants with minimal rights, and can expose you to police involvement and damages claims. The lawful sequence is: written notice with a reasonable, dated deadline (matched to the relationship type and local rule); then, if the person stays, either police assistance for a true licensee/trespasser or a court/tribunal order where the occupant qualifies as a tenant. In co-tenant situations, removal runs through the landlord: the landlord can pursue the defaulting tenant, end the whole tenancy, or agree to re-paper the lease with the remaining roommates.
Prevention is cheap: a one-page roommate agreement covering rent shares and payment dates, deposit contributions and how they're returned, notice required to move out, guest and cleaning expectations, and how bills are split. Signed at move-in, it converts every future dispute from a swearing contest into a document check — and it is enforceable in small claims on both sides of the border.
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This wizard offers general information about roommate disputes, not legal advice. Whether an occupant is protected by tenancy law varies sharply by province, state, and living arrangement, and misclassifying the relationship can create liability. Get advice from a local lawyer, paralegal, or tenant/landlord clinic before removing anyone or filing a claim.
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