How do I collect on a small claims judgment?
Options include: bank account garnishment (bank levy), wage garnishment, property lien, or seizure of non-exempt assets by the sheriff. Requirements vary by state. Most require a separate application to the court after judgment.
What is the federal post-judgment interest rate?
Under 28 USC 1961, the federal post-judgment interest rate equals the weekly average 1-year constant maturity Treasury yield. It adjusts weekly and is typically 5–6%. State court judgments use state rates, which are often higher (6–10%).
How long is a small claims judgment good for?
Most states allow 5–20 years. California allows 10 years with renewal. Texas allows 10 years. New York allows 20 years. Renew your judgment before it expires to preserve your enforcement rights.