How much does it cost to file bankruptcy in the US?
Chapter 7 typically costs the $338 court filing fee plus attorney fees of roughly $1,000 to $2,500 and about $50 to $100 for the two required credit courses. Chapter 13 has a $313 filing fee and higher attorney fees, much of which is paid through the repayment plan.
What is the court filing fee for bankruptcy?
As set by the Judicial Conference, the Chapter 7 filing fee is $338 and the Chapter 13 filing fee is $313. If your income is below 150 percent of the federal poverty line, you can apply for a Chapter 7 fee waiver.
Are Chapter 13 attorney fees paid up front?
Usually not entirely. Chapter 13 attorneys often charge court-approved "no-look" fees, and a large portion is paid to the attorney through your monthly plan payments rather than before filing, which makes Chapter 13 accessible with less cash on hand.
Do I have to take credit counseling courses?
Yes. You must complete an approved credit counseling course before filing and a debtor education course before discharge. Each costs roughly $10 to $50, and fee waivers are available for low-income filers.