SMALL CLAIMS CALCULATORS

Settlement vs. Court Calculator โ€” United States

Compare the expected value of small claims court to your settlement offer using risk-weighted math.

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Be realistic. Strong evidence = 70โ€“80%. Disputed facts = 40โ€“60%.
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Filing fee, process server, time off work for court day.
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Value of your time preparing and attending court.

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Disclaimer: Expected value math is a guide, not a guarantee. Many factors affect outcomes. Not legal advice.

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Small Claims Limit · Pre-Judgment Interest · Court Costs Recovery · Demand Letter Amount · Filing Fee Calculator

Frequently Asked Questions

What happens if I lose in small claims court?
In most US states, the losing party pays the court judgment. Small claims courts rarely award attorney fees to the winner (unless the case involves a specific statute like FLSA or consumer protection). You face the judgment amount plus possible court costs.
How do I estimate my win probability?
Consider: strength of your documentation (contracts, emails, photos), whether the facts are disputed, credibility of witnesses, and whether the law is clearly on your side. Strong documentary evidence = higher probability. Disputed facts = lower.
What if the defendant can't pay even if I win?
A judgment against someone who is judgment-proof (no income, no assets) has limited practical value. Consider whether the defendant has collectible assets before deciding to litigate rather than settle for something certain.

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