Who qualifies for workers' comp death benefits in the US?
Surviving dependents qualify, most commonly a surviving spouse and minor children, and sometimes other financially dependent family members. Benefits are paid because the worker died from a work-related injury or illness. Each state defines dependency and how benefits are divided among survivors.
How much are workers' comp death benefits?
Most states pay surviving dependents a percentage of the deceased worker's average weekly wage, frequently two-thirds, subject to the state maximum weekly rate. Payments continue for a capped number of weeks or until events such as a surviving spouse's remarriage or children reaching adulthood.
Is there a funeral or burial benefit?
Yes. Nearly every state pays a statutory funeral or burial allowance to help cover the cost of the deceased worker's funeral. The amount is set by statute and commonly ranges from about $7,500 to $12,000, in addition to the survivor income benefits.
How long do survivor benefits last?
Duration varies by state. Some pay for a fixed number of weeks (for example 400-500 weeks), others until the surviving spouse remarries or dies, and child benefits typically continue until the child reaches 18, or older if a full-time student or disabled.