Can my family get SSDI benefits based on my record?
Yes. Your spouse and minor children may each qualify for a dependent benefit of up to 50% of your Primary Insurance Amount. The total the family can receive is limited by the family maximum, roughly 150–180% of your PIA.
What is the SSDI family maximum?
The family maximum caps the total monthly benefits payable on one worker's record. For SSDI it is generally between 150% and 180% of the worker's PIA. When dependents' benefits exceed the available room, they are reduced proportionally; the worker's own benefit is not cut.
How does US SSDI compare to Canada's CPP-D children's benefit?
US SSDI pays dependents a percentage of the worker's benefit, subject to a family maximum. Canada's CPP-D pays a flat children's benefit per child that is not tied to the worker's earnings and is not capped by a family maximum in the same way.
Do these figures change annually?
Yes. PIA, the family maximum bend points, and dependent amounts are indexed annually. Treat this as a current-year estimate.