🇺🇸 UNITED STATES · BUSINESS CALCULATORS

Burn Rate Calculator — United States

Break down your monthly cash burn by category. Calculate gross burn, net burn, and understand where your cash is going.

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All employee salaries, benefits, payroll taxes, and contractor fees.
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Cloud hosting, SaaS tools, licenses, and development infrastructure.
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Insurance, legal, accounting, travel, office supplies, etc.
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Net Burn Rate / Month
Total expenses minus revenue
Gross Burn Rate / Month
Total monthly cash outflows
Payroll as % of Burn
Largest lever for burn reduction
Annual Gross Burn
Monthly gross burn x 12

Disclaimer Burn rate calculations are estimates based on inputs provided. Actual burn may vary by month. This is not financial advice.

Frequently Asked Questions

What is burn rate?
Burn rate is the speed at which a company is spending its cash reserves. Gross burn rate is total monthly operating expenses. Net burn rate is gross burn minus revenue — the actual cash consumed each month. For pre-revenue startups, gross and net burn are the same. For revenue-generating companies, net burn is the more relevant metric for runway calculations.
What is a healthy burn rate for a startup?
There is no universal 'healthy' burn rate — it depends on stage, funding, and growth rate. The key benchmark is the efficiency ratio: net burn divided by new ARR added (burn multiple). Below 1.0x is excellent; 1.0-1.5x is good; above 2.0x is inefficient. A $100K/month net burn that adds $120K in new ARR monthly is more defensible than $50K burn adding $30K ARR.
What percentage of burn should payroll be?
For most early-stage startups, payroll (including benefits and contractors) represents 60-80% of gross burn. This is normal. However, high payroll burn means runway is highly sensitive to headcount decisions — each engineer or senior hire adds 3-6 months of burn reduction potential if eliminated.
How do investors evaluate burn rate?
Investors look at burn multiple (net burn / new ARR), months of runway, and payback period on new hires. During fundraising, expect investors to ask: at what revenue will you reach breakeven? How long does it take to recover the cost of a new hire? What's your monthly burn sensitivity if you freeze hiring?

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