VETERANS BENEFITS CALCULATORS

VAC Combined Disability Assessment Calculator

Veterans Affairs Canada combines multiple disability assessments using a combined-values method rather than simple addition.

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Disclaimer: Combined-rating math is an estimate. Bilateral factors, special rules, and effective dates affect the official rating. Not legal or benefits advice.

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This estimate is one piece of a larger picture — the vac survivor death benefit calculator shows a closely related piece, while the vac retroactive disability benefit calculator and the vac assessment increase value calculator cover the questions that usually follow.

Frequently Asked Questions

How does VAC combine multiple disability assessments?
Veterans Affairs Canada uses a combined-values method similar to whole-person impairment. Each additional condition is assessed against the capacity remaining after prior conditions, so multiple assessments never simply add up and cannot exceed 100 percent.
Does VAC add my disability percentages together?
No. If you have a 40 percent and a 20 percent assessment, VAC combines them so the 20 percent applies only to the remaining 60 percent, producing 52 percent rather than 60 percent. This mirrors the US VA approach.
What does my combined assessment determine?
Your combined disability assessment percentage determines your Pain and Suffering Compensation entitlement. A higher combined percentage increases both the monthly amount and the lump-sum equivalent, up to the maximum at 100 percent.
Can several minor conditions add up to a full award?
Because of the combined-values method, many small assessments diminish as they stack against a shrinking remaining base. Numerous minor conditions can raise your combined percentage but rarely reach 100 percent without at least one major assessment.

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