What insurance is required for a Super Visa?
You must buy medical insurance from a Canadian insurance company (or an approved foreign insurer) with at least CAD 100,000 in coverage, valid for a minimum of one year, covering healthcare, hospitalization, and repatriation.
How much does Super Visa insurance cost?
Costs vary widely by age and coverage. A healthy applicant in their 60s might pay roughly CAD 1,500 to 2,500 per year, while applicants over 70 or with health conditions pay considerably more. Always get individual quotes.
Does the host need to meet an income requirement?
Yes. The child or grandchild inviting the parent or grandparent must meet the Low Income Cut-Off (LICO) for their family size and provide a signed invitation letter promising financial support.
Can I pay for Super Visa insurance monthly?
Some insurers now allow monthly payment plans for the required one-year policy rather than a single upfront premium, though a lump-sum policy is still common. Confirm terms with your insurer.